BONUS 68: Infertility Insurance Coverage

BONUS 68: Infertility Insurance Coverage

Today’s Guest:

Today’s guest is Barbara Collura, the president and CEO of RESOLVE, the national infertility association. Barbara and Heather cover everything you need to know about infertility insurance coverage in the U.S.:

  1. What is the difference between a medical necessity and a medical benefit?
  2. Can you describe the differences between group insurance policies and individual insurance policies? What about public insurance vs. private insurance?
  3. What is the difference between a mandate to cover and a mandate to offer?
  4. Which states mandate some sort of infertility coverage, and can you go through each one and tell us what the mandate states?
  5. Even if a state mandates coverage, there are exceptions, correct? What are these?
  6. Many Beat Infertility listeners have written to me stating they do not understand how to figure out what infertility-related services their insurance plan covers, if anything. What tips do you have for getting this information?
  7. Is there a way to identify an employer’s insurance coverage prior to accepting a job?
  8. When choosing a new insurance policy, what questions should listeners ask?
  9. Is there anything else you’d like to add?

Words of Hope:

People need to speak up and let their HR department know what benefits are most important to them. Click To Tweet


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